Kolar Capital






 Affordable Premier Mortgage Services That You Deserve And Trust







Why work with a Broker Instead of a Direct Lender?

Working with a broker during your mortgage process will give you competitive advantages:
  • Lower closing costs
  • Industry low rates
  • Wide variety of loan products
  • Access to multiple investor/lenders so we can find the best solution for your mortgage needs
  • 1-on-1 experience with streamlined communication to simplify the loan process

When you choose Kolar Capital, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the  Kolar Capital promise.

Get flexible terms with one of the most diverse mortgage types.


Conventional loans offer flexibility. Whether you want a low downpayment, you want to avoid paying mortgage insurance, or you have a specific payment timeframe in mind, there's a conventional loan well-suited for you. If you have the right financial history, a conventional loan can give you the best deal for your mortgage.


Most loan types are backed by a government agency (e.g. the Federal Housing Administration or the Department of Veteran Affairs). Conventional loans are backed by no one, meaning you'll have to pay mortgage insurance if you aren't able to put down at least 20%.

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Conventional
Loan

Conventional
Loan

Get Flexible Terms With One of the Most Diverse Mortgage Types.


A conventional loan is the most common among homebuyers and refinances. It will allow borrowers to have low down payment, flexible terms, and a quicker turn time on approval process. Conventional loans follow the guidelines set by Fannie Mae and Freddie Mac and have a maximum loan amount (in most counties) of $726,200.

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Get a Home Loan Designed for People With Lower Incomes or Credit Scores.


Designed to lower the threshold of requirements to allow more borrowers to have the opportunity at homeownership. Insured and regulated from the Federal Housing Administration. FHA Loans provide borrowers with low down payments and competitive interest rates, even with individuals that have challenging credit scores.

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FHA
Loan

Get a $0 down mortgage, as thank you for your service.


Service members and their families deserve special consideration when applying for a loan. If you've served in the military, you probably won't be expected to give a down payment. As well, you won't be required to pay monthly mortgage insurance. These loans offer such good deals because they're backed by the US Department of Veteran Affairs (VA).


At Kolar Capital , we're proud to say we work with veterans every step of the way during the loan application process. We'll guide you through requirements, documentation, and more.

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VA
Loan

VA
Loan

Get a $0 Down Mortgage as a 'Thank You' for Your Service.


Offered to active service members, veterans, National Guard, and their families. It provides service men and women with 100% financing (no down payment) with no mortgage insurance. VA Loans can be used to purchase a home or refinance existing property, and are guaranteed by the Department of Veteran Affairs.

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When a Unique Situation Calls For a Unique Loan


When a borrower's situation doesn’t fit inside the box of a ‘qualified mortgage’ (meets all the consumer protection requirements of the Dodd-Frank Act) they may fit the requirements set forth by lender/investors who offer a non-Qualified mortgage loan. Most individuals considering these options may have–or be:  Self-employed, higher debt-to-income ratio, real estate investors, or looking for a mortgage over the conforming lending limits ($726,200).

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Non-Qualified Mortgage
Loan

350

PREMIUM APARTMENTS
AND PENTHOUSES 
178

SHOPS, BOUTIQUES
AND RESTAURANTS
1,000

ACRES OF YARDS
AND GARDEN
7,200

PERMANENT AND
SEASONAL RESIDENTS   

Why Do People Choose Kolar Capital?





In the 21st century, the way consumers do business has evolved, and continues to evolve rapidly. Communication--along with information-- is more accessible than ever before. However, purchasing or refinancing a home can seem daunting and confusing. At Kolar Capital LLC we set communication, transparency, and education above all else. Taking our clients from the first phone call to the closing table and beyond; with a personalized one-on-one experience.


Kolar Capital

Schedule your free consultation with Kolar Capital today.

What Kolar Capital Can Do For You

“I didn't think I could get a loan, but Kolar Capital found several good options.”

Jane Faber

“If you're looking for the best mortgage brokers in Malibu, look no further.”

John Smith

“You guys were there for me when I really needed someone.” 

Madelaine Taylor

“I don't plan on buying another home in the future. But if I do, I'll go to Kolar Capital.”

Sheila Marks
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