Why work with a Broker Instead of a Direct Lender?
Working with a broker during your mortgage process will give you competitive advantages:
- Lower closing costs
- Industry low rates
- Wide variety of loan products
- Access to multiple investor/lenders so we can find the best solution for your mortgage needs
- 1-on-1 experience with streamlined communication to simplify the loan process
When you choose Kolar Capital, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Kolar Capital promise.
Get a Home Loan Designed for People With Lower Incomes or Credit Scores.
Designed to lower the threshold of requirements to allow more borrowers to have the opportunity at homeownership. Insured and regulated from the Federal Housing Administration. FHA Loans provide borrowers with low down payments and competitive interest rates, even with individuals that have challenging credit scores.
When a Unique Situation Calls For a Unique Loan
When a borrower's situation doesn’t fit inside the box of a ‘qualified mortgage’ (meets all the consumer protection requirements of the Dodd-Frank Act) they may fit the requirements set forth by lender/investors who offer a non-Qualified mortgage loan. Most individuals considering these options may have–or be: Self-employed, higher debt-to-income ratio, real estate investors, or looking for a mortgage over the conforming lending limits ($726,200).
350
PREMIUM APARTMENTS
AND PENTHOUSES
178
SHOPS, BOUTIQUES
AND RESTAURANTS
1,000
ACRES OF YARDS
AND GARDEN
7,200
PERMANENT AND
SEASONAL RESIDENTS
Why Do People Choose Kolar Capital?
In the 21st century, the way consumers do business has evolved, and continues to evolve rapidly. Communication--along with information-- is more accessible than ever before. However, purchasing or refinancing a home can seem daunting and confusing. At Kolar Capital LLC we set communication, transparency, and education above all else. Taking our clients from the first phone call to the closing table and beyond; with a personalized one-on-one experience.
What Kolar Capital Can Do For You
"Super helpful and great at communicating throughout the process"
-Kevin
Jane Faber
"As a Realtor I have done many deals with Matt. Every deal has been a great experience. Unlike many loan officers Matt will pick up the phone day or night. One of his most impressive attributes is his outside of the box thinking to get deals done that most loan officers can’t. I HIGHLY recommend him to all my clients and certainly to anyone else in need of a home loan."
-Brad
John Smith
"Matt did an incredible job! He works very quickly and even more efficiently. He's always ready to answer questions, whether email or phone call, he will get back to you immediately. I would highly recommend going through Kolar Capital!"
-Sailor
Madelaine Taylor
"Kolar Capital was exceptional in assisting me with a home loan and has continued to help me over the years. Would highly recommend him to friends and family as I trust him with all financial matters."
-Evan"