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You Deserve a Mortgage Tailor to Your Needs

Conventional loans offer flexibility. Whether you want a low downpayment, you want to avoid paying mortgage insurance, or you have a specific payment timeframe in mind, there's a conventional loan well-suited for you. If you have the right financial history, a conventional loan can give you the best deal for your mortgage.

What is a Conventional Loan?

A conventional loan is the most common among homebuyers and refinances. It will allow borrowers to have low down payment, flexible terms, and a quicker turn time on approval process. Conventional loans follow the guidelines set by Fannie Mae and Freddie Mac and have a maximum loan amount (in most counties) of $726,200.

Benefits of a Conventional Loan.

By working with Kolar Capital, you'll be able to find the most cost-effective mortgage!

-Low down payment. (As low as 3% for first time Homebuyers)

-Flexibility: 10, 15, 20, 25, 30 year terms available; along with fixed and adjustable rate options.

-No PMI (Private Mortgage Insurance) with 20% down or more.

Conventional Loan

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Trust the Mortgage Experts

Efficient Loan Process

Once we understand your situation, we will work quickly and thoroughly to take you from signing the application to the closing table.

Working For You

Don't let a big banker limit your options. Hire someone who's looking out for your interests throughout the loan process and beyond.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need.

Great Value

Having access to multiple lenders gives us a unique opportunity to find the lowest interest rates! We will keep you informed in future markets to save you money if interest rates decrease.

Kolar Capital

Schedule your free consultation with Kolar Capital today.

(714) 743-9609